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33 articles found for china:

  • The Current Real Estate Turmoil in China

    China’s real estate sector is in turmoil due to various factors, ranging from low investment to declining trade numbers. It has far-reaching implications and is threatening the country’s economic growth. Therefore, the government has undertaken certain policy measures to limit the damages. However, a more extensive plan is needed to deal with this issue effectively.

  • Friendshoring: Strategy to Reduce Supply Chain Dependency on China

    Supply chains globally have barely recovered from the unprecedented challenges posed by the pandemic. The Russia–Ukraine war has added to the woes of already fragile supply chains. The only silver lining is that companies realize the perils of relying on a select few countries for manufacturing, raw materials, and components. For decades, companies have followed strategies such as offshoring, nearshoring, and outsourcing business operations to low-cost countries. However, recent events accelerated the movement to safeguard supply chains and move away from depending entirely on countries like China. One such concept that could be a game-changer for global trade order is “Friendshoring.”

  • Mexico – A Promising Sourcing Destination for US Procurement Organizations

    With the global supply chain disruptions, countries are looking to develop strong supply base near to them. For the US, Mexico has emerged as a strong contender. Many drivers contribute to the country being a preferred option. The number of collaborations and trading transactions between the two countries rose in the past year, and this will only increase further. In this article, we discuss why sourcing from Mexico is an attractive option for large US organizations to procure key categories such as metal & electronics components, automotive parts, and other manufacturing products.

  • Fertilizer Sector on Fertile Ground in 2022

    Fertilizer prices have considerably increased over the last year. Growth was driven by higher demand on account of economic recovery in 2021 after the pandemic, jump in raw material prices (especially for natural gas), ban on exports by major producers such as Russia and China, and geopolitical tensions.

  • US Economic Slowdown – An Opportunity for India?

    As the US economy edges toward recession, equity investors are seeking opportunities in other countries. The focus is on emerging economies, specifically in Southeast Asia, and the main contenders are China and India. Both countries have positive and negative factors influencing investor decision. Which country would attract the bulk of the diverted investments is yet to be seen.

  • Reshoring in US: Need for Locally Resilient Supply Chains

    US companies are increasingly reshoring their operations from China in response to supply chain disruptions and global uncertainties. CEOs in the US are investing in emerging technologies to enhance productivity and gain a competitive edge. The reshoring movement aims to build locally resilient supply chains and mitigate future risks. By adopting reshoring, the US can strengthen its manufacturing sector, foster economic growth, and create sustainable jobs.

  • Navigating Supply Chain Shifts in Fastener Industry

    Fasteners traverse a large and interconnected global supply chain due to their applicability across industries. The rise of supply hubs worldwide has significantly impacted the dynamics of fastener supply. The global strategy is leaning toward offshoring to Asia-Pacific (APAC) countries such as India and Taiwan, specifically as alternatives to China (China Plus One), for realizing cost advantages and enhancing supply chain resilience. Nearshoring, however, is gaining traction in North America and Europe for addressing supply chain downtime concerns and logistics inefficiency.

  • Price Corrections in Global Caustic Soda Market

    The global caustic soda market observed substantial price corrections in 2023 following the elevated energy costs in 2022. APAC, commanding 55–65% of chlor-alkali capacity, saw a 19% drop, led by China. In contrast, North American suppliers were resilient to declines, maintaining a strong market stance. After Russia-Ukraine challenges, Europe faced surging prices and reduced utilization rates. Nevertheless, the caustic soda market shows promise, driven by stable demand in traditional applications and emerging Li-ion battery opportunities. The outlook foresees price recovery in APAC and Europe, with North American suppliers expected to concede to lower prices for better plant utilization.

  • Lithium Price Drop – Accelerating EV Affordability

    The lithium market has seen a recent surge in demand as electrification initiatives have accelerated. Electric vehicle (EV) makers, such as Tesla, have been actively seeking resources due to the fast expansion of EVs and scarcity of lithium. As a result, lithium carbonate prices have shot up by over six times within the past few years. In 2022, lithium prices plummeted significantly, undoing several years of previous increases. In November the same year, lithium carbonate prices in China reached an all-time high before plunging to a new low of 35–40% in March 2023. This decline was triggered by a series of adverse events that ended the longest bull run in the history of lithium.

  • Exploring the Factors Behind Volatility in the Silicon Market

    The high volatility of silicon metal prices impacted multiple end-use industries over 2021–22. Prices spiked multi-fold in 2021 compared with 2020, but declined by 60–70% in 4Q22, primarily driven by supply-demand dynamics and varying cost of production. 

  • Mexico's Nearshoring Promise to Supply Chain Adversities

    As the world navigates a series of supply chain disruptions, staying ahead of the curve is crucial. Exploring nearshoring opportunities becomes increasingly important to mitigate risks and build resilience. Mexico is emerging as a promising nearshoring destination to global companies (especially in North America) due to inherent benefits such as logistical proximity, reduced lead times, cost efficiency, and strategic trade relations. Procurement organizations have actively embraced Mexico, making regular investments, expanding capacities, and fostering supplier partnerships to reap the benefits of nearshoring. Are you prepared for nearshoring to build a resilient supply chain strategy?

  • The Future of Internal Combustion Engine

    In 2021, the worldwide internal combustion engine (ICE) market was approximately worth USD 58,514.15 billion and is predicted to reach USD 93,615.18 billion by 2029, growing at a CAGR of 6.05% between 2022 and 2029 showing tremendous growth. It is likely to expand further as demand for passenger and commercial vehicles rise in both established and emerging markets. Electric powertrains are increasingly coupled with ICE to enhance vehicle fuel efficiency, which is driving industry development. The demand for ICE is growing exponentially in industries such as agriculture, construction, mining, and power generation. The global lack of EV infrastructure availability is partly responsible for the ICE market's growth.

  • Shifting Tides: The Silent Rise of De-Dollarization

    The US dollar has been the world's dominant reserve currency for decades, with countries around the globe holding large amounts of it to facilitate international trade and investments. However, the trend toward de-dollarization has been growing recently, as countries seek to curtail their dependence on the US dollar and diversify their reserve holdings. Will the dollar be replaced as the global currency?

  • Evolution of AI in Modern Military Warfare

    Artificial intelligence (AI) has recently been making significant strides in various fields including military operations. The integration of this emerging technology with modern warfare could revolutionize how armed forces operate, enhance decision-making processes, and provide tactical advantages. This has led to niche investments and a surge in innovations in this industry.

  • India's Newly Discovered Lithium Reserves – A Boon for the Domestic EV Industry

    India's domestic lithium battery manufacturing sector is in its infancy and mostly reliant on the imports of Li-ion cells, which are only assembled into lithium-ion batteries in India. In the next five to six years, demand for Li-ion batteries is anticipated to increase due to the government's goal of achieving widespread EV adoption by 2030. The recently discovered lithium reserve in J&K and Rajasthan is projected to reduce India's reliance on raw material imports and propel the domestic Li-ion battery manufacturing industry, which would ultimately have a beneficial impact on EV adoption.

  • Virtual Power Plants: The Way Forward

    Growth of distributed energy sources (renewable energy) and fluctuations in demand for electricity has led to the development of Virtual Power Plant (VPP) systems. A VPP is a cloud-based system that uses software and algorithms to integrate and manage distributed energy resources. Currently, most VPPs are being established in developed countries such as the US, the UK, Germany, and France. Over the past year or so, VPP’s growth has been fueled by COVID-19 and Russia’s invasion of Ukraine.

  • Keeping an Eye on the Road: The Surge in Driver Monitoring System (DMS)

    With a significant number of road accidents attributed to distracted driving, the adoption of “Driver Monitoring System” (DMS) gained traction in the automotive industry. Governments worldwide are considering legislation to make DMS mandatory, while car manufacturers are embracing this technology to enhance the safety of their vehicles. Will DMS become a safety norm across the globe in the coming years?

  • Overcoming Limited Global Starch Supplies through Effective Contracting Strategy

    The price cushioning initiative by leading starch producers, coupled with market and climate conditions driven feedstock supplies constraints, would lead to a decline in starch supplies in the next 1-2 years. Amid such supply market situations, it becomes necessary for industrial starch buyers to better utilize global and regional starch suppliers to build resilience in their starch supply chain.

  • USMCA - A Three-Year Retrospective and its impact

    The US–Mexico–Canada Agreement (USMCA), implemented in 2020, replaced North American Free Trade Agreement (NAFTA) and has significantly benefitted North American trade. It led to a substantial surge in trade, with North American trade volume exceeding USD 1.5 trillion in 2022 led by double-digit growth in trade since 2022. This free trade environment created 9.5 million jobs, and the three countries now account for one-third of the world's GDP. Investments in the region posted remarkable growth, with capital investments increasing 134% to reach USD 219 billion. However, USMCA faces challenges, such as trade disputes, and public opinion on international trade has shifted with 66% of Americans now supporting restrictions on imported foreign goods. The agreement's future will depend on addressing these issues before the joint review in 2026. If successful, the agreement could boost trade relations, enhance digital trade, and promote economic growth in North America.

  • Mini-grids: Bridging the Gap in Electricity Access

    More than a billion people across the world do not have access to electricity; this includes Africa, where a major share of the population lives without electricity. To increase electrification and link remote locations, more and more countries are looking to install mini-grids. Asia and Africa are recording higher growth in installation of mini-grids, and it is expected that by 2030, mini-grids will provide electricity to more than 500 million people globally.

  • Green Gold Rush: Cleantech Startups Attract Global VC Interest

    In recent years, cleantech startups have emerged as the favorites of venture capitalists (VCs). The rising concerns surrounding climate change triggered a massive shift in investment patterns and pushed the clean technology sector into the limelight. This transformation is not confined to a specific geographic region; rather VCs across regions are increasingly supporting technologies and innovations that could contribute to a sustainable future. Is this a short-term trend or a new phenomenon?

  • Floating Offshore Wind Energy

    The need for environment-friendly resources and technology is rising. Renewable energy resources are gaining popularity, with wind energy being the second largest source. Though offshore wind is the fastest growing source, floating offshore wind source is also emerging as a powerful source of energy. Platforms and turbines are being developed to garner this energy. Though the resource faces challenges in implementation, it is a viable and economic option, and if a few measures are taken, it can easily become a main contributor of renewable energy.

  • Boron Revolution 2030 – Quest for Resilience Amidst Supply–Demand Disparity

    The decarbonization-led future with applications of e-mobility, wind energy, and solar energy is expected to drive an unprecedented rise in demand for boron and its derivatives. However, with no major supply expansions in the immediate pipeline, the supply–demand disparity is anticipated to widen, leading to a 25–40% projected price upsurge in the next 4–5 years. Therefore, reassessing supply chains and developing resilience to maintain competitiveness is crucial for companies in industries such as glass/composites, industrial manufacturing, automotive components, ceramics, and chemicals. It is imperative for procurement heads to secure future supplies by outlining forward-aligned sourcing strategies.

  • Bioplastics - A Sustainable Alternative to Conventional Plastics

    Conventional plastics are a major cause of marine pollution. Bioplastics, made from renewable sources, are emerging as a popular alternative. The ban on single-use plastics and increasing demand from industries drive their adoption. However, challenges like economies of scale and limited composting facilities exist. Stronger legislation and incentives are needed for widespread use. Bioplastics offer a sustainable solution to reduce plastic waste.

  • Global Market Opportunity for Bio-Based Resins

    Bio-based resin is being increasingly adopted across industries as the need for sustainability has risen. Bio-based resins, made from partially or wholly plant-derived monomers, offer a sustainable and carbon-positive approach for consumers and manufacturers shifting to a bioeconomy model from highly-priced and depleting fossil fuel ingredients. Government regulations have also boosted their application. Successful commercialization is leading to the growth of bio-based resin throughout the world.

  • Suryodaya Scheme Opportunities and Impact on Various Sectors

    The government’s decision to install 100 million solar plants in Indian households would significantly boost the energy sector. This aligns with the Indian government’s global aspiration of “One Sun, One World, One Grid,” an initiative proposed to connect the electrical grids of various countries, powered by solar energy.

  • Semiconductor Shortage – A Roadblock to Auto OEMs’ EV Launch Plan

    Semiconductor shortage was caused by the cascading effect of the pandemic and is expected to continue for the next few years. This global shortage has negatively affected the auto industry. Therefore, the industry has undertaken certain steps to overcome this crisis and get back on track.

  • Industrial Bio-Oils Take Center Stage in Sustainable Shift from Synthetic Oils

    Organizational time-bound sustainability targets and attempt to build resilience by finding ways to minimize the impact of market/price volatility have been pushing companies to realign their business practices. It is time for chemicals, paints & coatings, CPG, and packaging companies to revisit their raw material sourcing spectrum by considering sustainable alternates - Industrial bio-oils! Global companies across industries have been actively transitioning from synthetic oils to bio-oils considering their performance is superior or comparable at the minimum. In lieu of the growing demand, the supply is poised to grow robustly with rising investments from prominent suppliers. Therefore, to drive sustainability across the sourcing value chain, it is imperative for procurement heads to leverage the expanding supply and gain a competitive position in the market.

  • Private Label Retail in F&B – A New Paradigm in Consumer Choice

    Private label retail, also known as store brand or own brand, posted remarkable growth in recent years globally. Retail giants, such as Walmart and Target, played a significant role in driving this surge, revolutionizing the way consumers perceive and engage with private label products, especially in the Food and Beverage(F&B) segment. While it can help increase the profit margin of retail stores, it comes with a set of challenges.

  • Capturing the Opportunity of Carbon Capture & Storage Technology in Petrochemicals

    The growing need for environmental sustainability has impelled petrochemical companies worldwide to look for ways to reduce carbon emissions and reach net zero emissions by 2050. Industry leaders globally have been collaborating on exploring carbon capture and storage (CCS) technology as a means to significantly reduce carbon emissions from their petrochemical plants. As this technology is in a nascent stage, companies that make an early entry in developing and investing in CCS and related infrastructure would provide good investment opportunities, considering they would largely benefit as CCS technology gets adopted across the petrochemical industry.

  • CAR T-Cell Therapy – Revolutionizing Medical Science

    Chimeric antigen receptor (CAR) T-cell therapy has come to fore as a breakthrough in cancer treatment, specifically for blood cancer. Several companies have invested in it and many treatments have already received FDA approval. Although there are certain limitations to this therapy, they can be overcome via research. The CAR T-cell therapy can not only become a revolutionary treatment for cancer but also cure autoimmune diseases and viral infections.

  • Non-Conventional Caffeinated Drinks: Innovative Alternatives for Caffeine Fix

    In today's fast-paced world, coffee and tea continue to be staple beverages staples for people worldwide. However, with growing innovation in production, beverage manufactures are offering caffeinated alternatives such as ready-to-drink tea/coffee and energy drinks in varied flavors, functional blends and low caffeine which has altered consumer preferences.

  • DeFi – Revolutionizing Financial Markets

    DeFi has made considerable progress in a surprisingly short time that would contribute to a more transparent and accessible future in finance due to rapid technological developments. There are now over 4.5 million DeFi users worldwide, which is anticipated to reach two-digit millions in the immediate future. However, the technology seems to be in a nascent stage and is yet to be fully stress tested at scale over an extended period. While there are concerns over DeFi replacing the traditional financial system, experts suggest they can coexist and thus improve the global finance architecture and benefit the economy worldwide.


Special Reports

9 special reports found for china:

  • China's Economic Slowdown - The Property Crisis as a Drag on Growth

    The slowdown in China can be linked to several factors, including the zero-COVID policy which aimed at curtailing the spread of the virus with China being one of last countries to withdraw the policy; poor consumer spending which was expected to inverse post the lift-off of the Zero-COVID policy and rising youth unemployment which narrowed consumer spending even further. The property sector, which accounts for about a quarter of China’s GDP and a major component of household wealth, slumped in the recent years due to its highly leveraged functioning pattern. This caused big players in the construction industry to default on debt obligations with majority of it being offshore bonds. The property sector crisis spilled over other sectors of the economy, such as the financial sector which faced the risk of contagion and systemic instability; the industrial sector that faced the risk of overcapacity and deflation; and the consumer sector faced the consequences of lower consumer confidence and spending. The slowdown had significant implications on the global economy, trade, investment, and innovation, as well as for China’s domestic stability and development goals. The IMF recently lowered its growth projections for China, putting it at 4.2% in 2024 and about 5% this year. Moreover, rating agencies downgraded outlook on China's government credit ratings to negative from stable. To support an economic recovery in 2024, the Chinese government pledged to spur domestic demand, resolve the country’s spiraling real estate crisis, expand high-level foreign investments, diffuse risk related to local government debts, and prioritize the development of strategic sectors. The government also emphasized on strengthening macro policies, while continuing with its proactive fiscal policies and prudent monetary action.

  • Impact of China–Taiwan Geopolitical Risks on Semiconductor Sector

    Geopolitical risks on the global semiconductor industry increased after a recent visit by US diplomats to Taiwan, which triggered stark political opposition and military responses by China. In this report, we discuss the possible impact on the global supply chain of semiconductors if the geopolitical tensions between China and Taiwan increase. We focus on (a) the global importance of the semiconductor industry of Taiwan, as the region is home to the world’s largest foundry operations; (b) possible risks from the disruptions of the world’s leading and Taiwan’s largest semiconductor foundry company – TSMC; and (c) potential winners and losers from the disruption of TSMC’s operations. 


  • India's EMS Sector in Full Momentum

    COVID-19 pandemic and higher China dependency led to supply chain disruptions in electronic components and finished goods. Consequently, the global electronic manufacturing giants reduced dependency on China by shifting their manufacturing bases to countries such as India, Vietnam, Indonesia, which have better unit economics. We believe India will benefit from this electronics manufacturing (EMS) wave, given its: i) digitized economy driving domestic demand; ii) 1.8–6x cost effective and skilled labor vs Vietnam and China; iii) high import bill (53% of total electronics market) leading to import substitution; iv) China+1 strategy; and v) robust government initiatives to push local manufacturing.  The EMS wave kick-started in India following government announcements to push local manufacturing in FY20. As a result, the electronics import/export ratio reduced sharply from 8.3x in FY18 to 3.2x in FY23. This has resulted in a 2–5x increase in book-to-bill ratio of major India-based EMS companies, along with a rise in the entry of global manufacturing giants; Foxconn and Pegatron have announced plans to double operations in India over the next couple of years. 

    We believe that India is ready to be the next EMS hub. India’s EMS market of $20bn (2.3% of global market) is poised to expand at 32% CAGR over CY21–26E and outpace global/USA/China/Europe markets. Kaynes, Syrma, Avalon and Dixon, which are some of the leading listed EMS players in India, are likely to benefit from this EMS wave.




  • Manufacturing on the Move: Reshoring Trends in Mexico and Vietnam

    In a world shaped by the seismic shifts of the COVID-19 pandemic, the Ukraine-Russia conflict, and the Red Sea crisis, a new narrative of resilience and adaptation is unfolding. Major companies are navigating through turbulent waters as supply chain disruptions cast a spotlight on the imperative of diversification. The World Container Index echoes this tumultuous journey, soaring to US$3,659 amidst the Red Sea crisis, symbolizing the challenges and opportunities in global trade. In a surprising turn of events, Mexico has emerged as a formidable contender, outpacing China as the leading importer to the US in 2023. This shift reflects a paradigm where unfavorable sentiments towards Chinese trade practices have paved the way for Mexico's ascent. With significantly lower average wages and strategic advantages stemming from the USMCA trade agreement and proximity to the United States, Mexico stands tall as a beacon of opportunity in the trade landscape. Meanwhile, Vietnam's ascent in labor productivity adds a new dimension to the global manufacturing stage, drawing attention and admiration from investors worldwide. As the allure of countries like India, Indonesia, and Thailand grows stronger, fueled by their proximity to China, competitive labor costs, and demographic advantages, a new era of exploration and innovation beckons. These nations stand at the crossroads of possibility, offering a canvas for companies to paint their supply chain futures with hues of diversity and resilience.

  • Changing Energy Dynamics Amid Russia-Ukraine Conflict

    In line with the Paris Agreement, countries across the globe have implemented net-zero emission (NZE) initiatives to decarbonize electricity generation by 2050. However, the conflict between Russia and Ukraine has put pressure on countries to reuse various energy sources to meet the energy requirement. In this scenario, the green power transition hinges on surge in usage of coal and acceptance of nuclear as the future source for energy generation. Moreover, solar energy is anticipated to benefit significantly from the Russia–Ukraine war as several developed nations have increased solar installations by quickly approving these projects. However, we see an immediate risk related to the installation of solar modules due to increase in photovoltaic prices and imposition of tariffs.

  • Rising Resource Nationalism in Metals Critical for EV Batteries

    The commodities markets, renowned for their inherent volatility, are poised for a substantial surge in demand for battery metals. This is primarily due to the exponential growth of electric vehicles and the need for energy storage solutions to enable a greater share of intermittent renewable energy sources in the energy matrix. The pivotal battery minerals encompass lithium, nickel, cobalt, graphite, manganese, vanadium, and copper. Presently, the anticipated scarcity of lithium, nickel, and cobalt emerges as the most pressing concern in the landscape of new supply. The demand for nickel is expected to rise 44% globally by 2030 compared to 2022, while the growth of lithium-ion batteries is anticipated to accelerate at a 30% annual compound rate and the production of cobalt is projected to rise by 13% yearly over the following five years. Heightened concerns about energy and resource security, coupled with supply-chain resilience, have been exacerbated by extreme weather events and elevated inflation in numerous countries. Consequently, nations reliant on these minerals for the energy transition are taking proactive measures to secure their supply. Concurrently, there is a resurgence of resource nationalism, with key producing nations strategically positioning themselves to garner a greater share of value from their mineral reserves.


  • Q2 2023 Global Macro Report

    Q2 posted a slowdown in global economic growth along with strong returns in risk assets. The IMF expects global growth to be lower in 2023 than 2022 for most advanced countries. It also expects headline inflation to decline owing to the aggressive monetary policies of major central banks, but core inflation may decline slowly. Chinese economic recovery seemed to have run out of steam after the initial reopening thrust, as shown by the decline in inflation, retail sales and PMI numbers.

    Regarding asset class returns, equities rallied during Q2 due to strong corporate earnings in Q1, slowing inflation, a resilient US economy, and the AI theme. China’s sluggish recovery led emerging market equities to underperform developed market equities. Bonds gave a mixed performance with most yields increasing to price-in high rate expectations as central banks continued their hawkish policies. High yield bonds performed well despite their historically low yields. The US Dollar strengthened while gold price declined as the US Federal Reserve increased rates. Oil prices fell as expectations of a global economic slowdown loomed over investors.

  • Fintech Decoded: 2022

    Fintech deal activity in 2022 witnessed high volatility, with subsectors such as Payments+ and Blockchain/Crypto receding, while Business Solutions and Financial Markets domains gained prominence.

    The emergence of new Covid variants, soaring US inflation, withdrawal of stimulus measures by the Fed and successive interest rate hikes leading to a recessionary environment, regulatory uncertainty caused by GDPR, China’s ban on cryptocurrency, a worse-than-anticipated slowdown in China, geopolitical impacts of the Russia-Ukraine war, and soaring Eurozone inflation have caused the downturn in 2022.

    The global economic and political landscape is becoming increasingly uncertain, which has made venture capital firms more cautious about investing. Fintech companies with strong value propositions and sustained profitability will continue to attract investment, particularly in sectors such as RegTech and Cybersecurity.

    The Blockchain/Crypto segment plunged significantly owing to the Terra (Luna) crash and FTX bankruptcy in 2022. As investor interest in crypto solutions pulled back, the broader blockchain space started to gain more traction with companies using blockchain-based technologies.

    The increasing complexity of the regulatory environment with several changes in different jurisdictions (e.g., Basel IV, the EU Market in Crypto-assets Regulation, the Digital Operations Resilience Act, the AI Act, the Digital Services Act, ESG standards) enables greater focus and investment in the RegTech segment.

    In this edition of Fintech Decoded, we bring you insights into the sector’s performance following the macroeconomic headwinds, along with notable funding trends across the globe in the fintech space in 2022.

  • Fintech Decoded: 1H23

    Fintech deal activity in 1H23 witnessed a period of notable turbulence, with subsectors such as Payments+ and Blockchain/Crypto receding, while Business Solutions and Financial Markets domains gained prominence.

    While venture capital funding experienced a substantial decrease in value, deal volume remained remarkably robust throughout this timeframe. Projections based on the current funding trajectory suggest that 2023 could potentially rank as the third-highest year in terms of total investment, following the precedent set by the years 2021 and 2022.

    The economic landscape was greatly influenced by the surge in U.S. inflation, the Federal Reserve's withdrawal of stimulus measures, and a sequence of interest rate hikes contributing to a fragile economic environment marked by the impending gloom of recession. Regulatory uncertainties from GDPR, China's cryptocurrency ban, and geopolitical tremors like the Russia-Ukraine conflict added further complexity.

    Venture capital investors displayed a noticeable shift towards directing their attention to angel and seed-stage companies while taking a more rigid stance towards early and late-stage VC firms due to increased valuations arising from the 2021 surge. In this edition of Fintech Decoded, we bring you insights into the sector’s performance following the macroeconomic headwinds, along with notable funding trends across the globe in the fintech space in 1H23.